Why was my payment sent as an eCheque and why is it pending?Updated 2 years ago

An eCheque is an electronic funds transfer from your bank account to our PayPal account. It usually takes up to 7 working days to clear, but in some cases, it may take longer.

There are cases where your payment could be sent as an eCheque, even if you’ve linked both a bank account and a credit/debit card to your PayPal account because Paypal's internal security system has intervened.

Paypal will put security measures in place to review transactions before they’re sent out to ensure that all parties involved are protected.

If there’s insufficient money in your bank account or your bank declines the transaction when they attempt to complete the eCheque payment, Paypal will try again within 3 working days. If the payment is declined a second time, it will be cancelled. Remember, your bank may charge a fee for declined payments.